1 Department of Psychology, Queen's University, Kingston, ON, Canada vk4@queensu.ca.
2 Department of Psychology, Concordia University, Rue Sherbrooke O Montreal, QC, Canada kristen.dunfield@concordia.ca.

Though we find the 'triple theory' of moral cognition, with its emphasis on resource-rational contractualism, to be well argued, we suggest that Levine et al.'s model starts too late in the process. That is, we agree that their proposed abstractions and heuristics can help to develop mutually beneficial arrangements, but effective contracts also require the identification of reliable actors.